Who We Are

We are a coalition of 800 civil rights, consumer, labor, faith, veterans, seniors and community organizations from all 50 states who are fighting to stop predatory lending, protect consumers and establish state and national usury caps. We strongly support policies that work to stop the payday debt trap and the establishment of a national 36% rate cap. Payday, car-title, and high cost installment loans, with annual rates of 300% or more, have dug borrowers into a dangerous hole of debt. Until the federal government catches up, states must create new protections to put an end to the scam and end these abusive practices.

Download a complete list of involved national, state, and local organizations. (PDF)